Insurance Info

Medical Insurance vs Vision Insurance

Medical insurance covers a wide range of health issues and treatments, including serious eye conditions like cataracts or glaucoma. Vision insurance primarily covers routine eye care like annual checkups, glasses, and contact lenses, typically not covering medical issues with the eyes; essentially, medical insurance is for treating eye diseases, while vision insurance is for preventative eye care and corrective eyewear.

Key points about the difference: 

• Focus: Medical insurance focuses on treating medical conditions, while vision insurance focuses on routine eye care and vision correction.
• Coverage: Medical insurance may cover eye surgeries or treatments for serious eye diseases, while vision insurance usually covers annual eye exams, glasses frames, and contact lenses.
• Cost: Vision insurance is typically much cheaper than medical insurance as it covers less extensive services.